Unsure if you’re eligible for a Goodwin loan?
At Goodwin, we assess your comprehensive academic background, career potential and financial history to evaluate your application as fairly as possible. The guidelines below are not strict rules or requirements. Deficiencies in one area can be offset by strengths in others, but generally the more traits you (or a co-borrower) possess, the better it is.
Student Requirements
- - You are at least 18 years old.
- - You are an Indian citizen
- - You must have a confirmed admission to an accredited school/university/college before final disbursement of the education loan.
- - The education loan must be co-signed by an earning co-borrower in India
Our Co-borrowers are typically
- - Indian Citizens and could be a Parent, Sibling, Legal Guardian, or any other Relative.
- - Are employed or self-employed..
- - Have enough savings to cover a month or more of normal expenses.
- - Spend less than you earn and have increasing bank account balances.
- - Have consistent income that can comfortably support the new loan.
- - Do not carry large amounts of non-student, non-mortgage debt.
- - Have a history of making payments on time.
- - Are not regularly charged late, overdraft, or insufficient funds fees.
- - Have the ability to offer collateral security for the loan.*
- - Do not have recent accounts in collections.
